Finance Your Flight Training

Career Pilot Financing.

Stratus was built by FAA-certificated flight and ground instructors who understand the path you’re on. They don’t just look at a credit score. They look at you, your goals, and your potential as an aviator.

Apply Now I'm Ready to Fly

Zero to Hero, Fully Financed

Our Zero-to-Hero program takes you from no experience to a career-ready commercial pilot. With Stratus Financial, you can finance the entire journey:

  • Full-program financing: covers your complete flight training from Private through Commercial and beyond
  • Competitive rates: the best you’ll find anywhere for flight training loans
  • 12-month deferment: don’t start payments until you’ve finished training and landed a job
  • No prepayment penalties: pay it off early whenever you want, no fees, no strings

Ready to Get Started?

If you're serious about a career in aviation, don't let financing be the thing that stops you. Apply now and see what you qualify for. It only takes a few minutes.

Apply Now

Don’t have perfect credit or need to bring on a co-borrower? Not a problem. You can add co-borrower details right in the application.

Financing

Example Loan Options

Zero to Hero: $100,000.00

Sample Loan Option 1

$1,296–$1,365, 2 years

$1,867–$2,004, 13 years

  • 15 Years total term
  • Variable Rate
  • 2 years Interest Only
  • 13 years Principal/Interest

Sample Loan Option 2

$1,632–$1,710, 15 years

  • 15 Years total term
  • Variable Rate
  • 15 years Principal/Interest

Sample Loan Option 3

$1,136–$1,231, 1 year

$2,167–$2,239, 9 years

  • 10 Years total term
  • Variable Rate
  • 1 year Interest Only
  • 9 years Principal/Interest

Sample Loan Option 4

$1,951–$2,034, 15 years

  • 15 Years total term
  • Fixed Rate
  • 15 years Principal/Interest

Sample Loan Option 5

Variable

  • 6 Years total term
  • Variable Rate
  • 6 years Principal/Interest

All examples of monthly payments listed are only estimates. Stratus's minimum loan amount is $100,000.